curl --request POST \
  --url https://api.pramaan.dev/v1/capabilities/finance.statement-obligations.get \
  --header 'Authorization: Bearer <token>' \
  --header 'Content-Type: application/json' \
  --data '
{
  "ref": "ref_01ARZ3NDEKTSV4RRFFQ69G5FAV"
}
'

const options = {
  method: 'POST',
  headers: {Authorization: 'Bearer <token>', 'Content-Type': 'application/json'},
  body: JSON.stringify({ref: 'ref_01ARZ3NDEKTSV4RRFFQ69G5FAV'})
};

fetch('https://api.pramaan.dev/v1/capabilities/finance.statement-obligations.get', options)
  .then(res => res.json())
  .then(res => console.log(res))
  .catch(err => console.error(err));

import requests

url = "https://api.pramaan.dev/v1/capabilities/finance.statement-obligations.get"

payload = { "ref": "ref_01ARZ3NDEKTSV4RRFFQ69G5FAV" }
headers = {
    "Authorization": "Bearer <token>",
    "Content-Type": "application/json"
}

response = requests.post(url, json=payload, headers=headers)

print(response.text)

{
  "lenderTransactions": [
    {
      "date": "<string>",
      "amount": {
        "amount": 0,
        "currency": "<string>"
      },
      "direction": "debit",
      "accountRef": "<string>",
      "balance": {
        "amount": 0,
        "currency": "<string>"
      },
      "category": "<string>",
      "narration": "<string>",
      "channel": "<string>",
      "bankReference": "<string>",
      "counterparty": {
        "name": "<string>",
        "type": "person",
        "source": "provider",
        "account": {
          "paymentAddress": "<string>",
          "maskedAccountNumber": "<string>",
          "ifsc": "<string>",
          "maskedIban": "<string>",
          "sortCode": "<string>"
        },
        "category": "<string>",
        "merchantCategoryCode": "<string>"
      },
      "salaryMonth": "<string>",
      "employer": "<string>"
    }
  ],
  "penaltyTransactions": [
    {
      "date": "<string>",
      "amount": {
        "amount": 0,
        "currency": "<string>"
      },
      "direction": "debit",
      "accountRef": "<string>",
      "balance": {
        "amount": 0,
        "currency": "<string>"
      },
      "category": "<string>",
      "narration": "<string>",
      "channel": "<string>",
      "bankReference": "<string>",
      "counterparty": {
        "name": "<string>",
        "type": "person",
        "source": "provider",
        "account": {
          "paymentAddress": "<string>",
          "maskedAccountNumber": "<string>",
          "ifsc": "<string>",
          "maskedIban": "<string>",
          "sortCode": "<string>"
        },
        "category": "<string>",
        "merchantCategoryCode": "<string>"
      },
      "salaryMonth": "<string>",
      "employer": "<string>"
    }
  ],
  "months": [
    {
      "month": "<string>",
      "accountRef": "<string>",
      "openingBalance": {
        "amount": 0,
        "currency": "<string>"
      },
      "closingBalance": {
        "amount": 0,
        "currency": "<string>"
      },
      "averageBalance": {
        "amount": 0,
        "currency": "<string>"
      },
      "minimumBalance": {
        "amount": 0,
        "currency": "<string>"
      },
      "maximumBalance": {
        "amount": 0,
        "currency": "<string>"
      },
      "credits": {
        "amount": 0,
        "currency": "<string>"
      },
      "debits": {
        "amount": 0,
        "currency": "<string>"
      },
      "salary": {
        "amount": 0,
        "currency": "<string>"
      },
      "loanRepayments": {
        "amount": 0,
        "currency": "<string>"
      },
      "creditCardPayments": {
        "amount": 0,
        "currency": "<string>"
      },
      "creditCount": 123,
      "debitCount": 123,
      "transactionCount": 123,
      "bounceCount": 123
    }
  ]
}

{
  "error": {
    "code": "addendum_required",
    "message": "<string>",
    "next": "<string>",
    "request_id": "<string>",
    "retryable": true,
    "effect": "none",
    "slot": "<string>",
    "required_micro": 123,
    "reason": "balance",
    "plan": "<string>",
    "needs": [
      {
        "kind": "approval",
        "detail": "<string>",
        "step": "<string>"
      }
    ]
  }
}