curl --request POST \
  --url https://api.pramaan.dev/v1/capabilities/payments.mandate.create \
  --header 'Authorization: Bearer <token>' \
  --header 'Content-Type: application/json' \
  --header 'Idempotency-Key: <idempotency-key>' \
  --data '
{
  "customerId": "customer_example",
  "method": "bank_debit",
  "consumerName": "Jo Example",
  "bankAccount": "GB29NWBK60161331926819",
  "signatureDate": "2026-10-01",
  "reference": "consent_example"
}
'

const options = {
  method: 'POST',
  headers: {
    'Idempotency-Key': '<idempotency-key>',
    Authorization: 'Bearer <token>',
    'Content-Type': 'application/json'
  },
  body: JSON.stringify({
    customerId: 'customer_example',
    method: 'bank_debit',
    consumerName: 'Jo Example',
    bankAccount: 'GB29NWBK60161331926819',
    signatureDate: '2026-10-01',
    reference: 'consent_example'
  })
};

fetch('https://api.pramaan.dev/v1/capabilities/payments.mandate.create', options)
  .then(res => res.json())
  .then(res => console.log(res))
  .catch(err => console.error(err));

import requests

url = "https://api.pramaan.dev/v1/capabilities/payments.mandate.create"

payload = {
    "customerId": "customer_example",
    "method": "bank_debit",
    "consumerName": "Jo Example",
    "bankAccount": "GB29NWBK60161331926819",
    "signatureDate": "2026-10-01",
    "reference": "consent_example"
}
headers = {
    "Idempotency-Key": "<idempotency-key>",
    "Authorization": "Bearer <token>",
    "Content-Type": "application/json"
}

response = requests.post(url, json=payload, headers=headers)

print(response.text)

{
  "mandateId": "<string>",
  "customerId": "<string>",
  "status": "valid",
  "method": "bank_debit",
  "createdAt": "<string>",
  "signatureDate": "<string>",
  "maxAmount": {
    "amount": 123,
    "currency": "<string>"
  },
  "frequency": "day",
  "startDate": "<string>",
  "endDate": "<string>",
  "authorizationUrl": "<string>"
}

{
  "error": {
    "code": "addendum_required",
    "message": "<string>",
    "next": "<string>",
    "request_id": "<string>",
    "retryable": true,
    "effect": "none",
    "slot": "<string>",
    "required_micro": 123,
    "reason": "balance",
    "plan": "<string>",
    "needs": [
      {
        "kind": "approval",
        "detail": "<string>",
        "step": "<string>"
      }
    ]
  }
}