curl --request POST \
  --url https://api.pramaan.dev/v1/capabilities/finance.consent.create \
  --header 'Authorization: Bearer <token>' \
  --header 'Content-Type: application/json' \
  --header 'Idempotency-Key: <idempotency-key>' \
  --data '
{
  "endUserId": "person-example",
  "mobile": "9999990001",
  "choiceKey": "choice_example",
  "consent": true,
  "reason": "Verify finances with permission",
  "dataRange": {
    "from": "2026-10-01T00:00:00Z",
    "to": "2026-10-02T00:00:00Z"
  },
  "financialTypes": [
    "DEPOSIT"
  ],
  "consentTypes": [
    "SUMMARY"
  ],
  "consentMode": "VIEW",
  "fetchType": "ONETIME",
  "frequency": {
    "unit": "DAY",
    "value": 1
  },
  "dataLife": {
    "unit": "DAY",
    "value": 1
  },
  "purpose": {
    "code": "101",
    "text": "Personal finance overview",
    "category": "finance",
    "referenceUrl": "https://example.com/purpose"
  }
}
'

const options = {
  method: 'POST',
  headers: {
    'Idempotency-Key': '<idempotency-key>',
    Authorization: 'Bearer <token>',
    'Content-Type': 'application/json'
  },
  body: JSON.stringify({
    endUserId: 'person-example',
    mobile: '9999990001',
    choiceKey: 'choice_example',
    consent: true,
    reason: 'Verify finances with permission',
    dataRange: {from: '2026-10-01T00:00:00Z', to: '2026-10-02T00:00:00Z'},
    financialTypes: ['DEPOSIT'],
    consentTypes: ['SUMMARY'],
    consentMode: 'VIEW',
    fetchType: 'ONETIME',
    frequency: {unit: 'DAY', value: 1},
    dataLife: {unit: 'DAY', value: 1},
    purpose: {
      code: '101',
      text: 'Personal finance overview',
      category: 'finance',
      referenceUrl: 'https://example.com/purpose'
    }
  })
};

fetch('https://api.pramaan.dev/v1/capabilities/finance.consent.create', options)
  .then(res => res.json())
  .then(res => console.log(res))
  .catch(err => console.error(err));

import requests

url = "https://api.pramaan.dev/v1/capabilities/finance.consent.create"

payload = {
    "endUserId": "person-example",
    "mobile": "9999990001",
    "choiceKey": "choice_example",
    "consent": True,
    "reason": "Verify finances with permission",
    "dataRange": {
        "from": "2026-10-01T00:00:00Z",
        "to": "2026-10-02T00:00:00Z"
    },
    "financialTypes": ["DEPOSIT"],
    "consentTypes": ["SUMMARY"],
    "consentMode": "VIEW",
    "fetchType": "ONETIME",
    "frequency": {
        "unit": "DAY",
        "value": 1
    },
    "dataLife": {
        "unit": "DAY",
        "value": 1
    },
    "purpose": {
        "code": "101",
        "text": "Personal finance overview",
        "category": "finance",
        "referenceUrl": "https://example.com/purpose"
    }
}
headers = {
    "Idempotency-Key": "<idempotency-key>",
    "Authorization": "Bearer <token>",
    "Content-Type": "application/json"
}

response = requests.post(url, json=payload, headers=headers)

print(response.text)

{
  "status": "pending",
  "authorizationUrl": "<string>",
  "expiresAt": "2023-11-07T05:31:56Z",
  "ref": "<string>"
}

{
  "error": {
    "code": "addendum_required",
    "message": "<string>",
    "next": "<string>",
    "request_id": "<string>",
    "retryable": true,
    "effect": "none",
    "slot": "<string>",
    "required_micro": 123,
    "reason": "balance",
    "plan": "<string>",
    "needs": [
      {
        "kind": "approval",
        "detail": "<string>",
        "step": "<string>"
      }
    ]
  }
}